Homeowners insurance is always required when you’re looking to buy a house. If you’re looking to purchase a home, or need better coverage on an existing mortgage, we can help. We can also help you better protect your property and valued possessions with renters insurance.

Whether or not you’re at fault in the event of an accident, your car insurance policy may only cover you so far. With a customized plan, we can give you the coverage you need for repair costs, legal fees, and help offset the cost of any medical bills. Our car insurance plans also extend to motorcycles, RVs, recreational cars, and commercial vehicles.

Boating is a beloved pastime for Mainers. With watercraft insurance, you can better protect your boat, canoe, or houseboat in the event of wreckage or an emergency. We offer flexible coastal water coverage up to 75 miles, including repair and medical costs.

If you were no longer able to provide for your family, our disability insurance services could protect your loved ones. Your family is unique, and like all of our other policies, we customize your disability insurance plan to meet your family’s needs now and in the future.

You may be thinking: “I already have homeowners and car insurance. What more insurance do I need?” Unfortunately, your current policies may only cover you so far. Catastrophic events can lead to repair costs and medical expenses your existing policies don’t cover. If you find yourself facing litigation, affording hefty and ongoing legal fees may be out of reach.

At The Foster Agency, our umbrella insurance policies provide a secondary layer of liability coverage. We can add it to your primary plan and provide coverage in the event of property damage, injury, and legal defenses.