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Personal Insurance

There’s no predicting what life can throw your way. Personal insurance can better protect you, your family, and help you manage the damages caused by catastrophic events.

Since 1969, The Foster Agency has helped individuals and families of all sizes and income levels throughout Augusta, ME. If you’re looking for personal, automobile, homeowners, renters, or life insurance, we can help.

Call 207-622-4646 to schedule your no-obligation quote.

Home & Auto Insurance in Augusta, ME

Personal Coverage We Offer

We customize your insurance policy to meet your needs and help you better protect your investments. Our goal is to optimize your coverage. That way, you’re safeguarded and prepared for any financial changes that arise after a catastrophic event. Our policies protect policyholders at the standard level, but we also offer umbrella insurance that adds an extra layer of liability coverage.

Homeowners & Renters Insurance

Homeowners insurance is always required when you’re looking to buy a house. If you’re looking to purchase a home, or need better coverage on an existing mortgage, we can help. We can also help you better protect your property and valued possessions with renters insurance.

Automobile Insurance

Whether or not you’re at fault in the event of an accident, your car insurance policy may only cover you so far. With a customized plan, we can give you the coverage you need for repair costs, legal fees, and help offset the cost of any medical bills. Our car insurance plans also extend to motorcycles, RVs, recreational cars, and commercial vehicles.

Watercraft Insurance

Boating is a beloved pastime for Mainers. With watercraft insurance, you can better protect your boat, canoe, or houseboat in the event of wreckage or an emergency. We offer flexible coastal water coverage up to 75 miles, including repair and medical costs.

Disability Insurance

If you were no longer able to provide for your family, our disability insurance services could protect your loved ones. Your family is unique, and like all of our other policies, we customize your disability insurance plan to meet your family’s needs now and in the future.

Umbrella Insurance

You may be thinking: “I already have homeowners and car insurance. What more insurance do I need?” Unfortunately, your current policies may only cover you so far. Catastrophic events can lead to repair costs and medical expenses your existing policies don’t cover. If you find yourself facing litigation, affording hefty and ongoing legal fees may be out of reach.

At The Foster Agency, our umbrella insurance policies provide a secondary layer of liability coverage. We can add it to your primary plan and provide coverage in the event of property damage, injury, and legal defenses.

Have questions about our commercial insurance policies? Ready to get started?
Contact us today!

Life Insurance

Deciding to secure life insurance is monumental to protecting your family. In the event of your death, life insurance provides your family with a financial safety net.

Understanding how life insurance works can be challenging, but The Foster Agency is prepared to help you every step of the way. We customize your policy. That way, every member of your family has coverage for their individual needs. We offer term, whole life, and universal life insurance products. To ensure your family never runs out of money, we also provide annuity products.

How Much Life Insurance Do I Need?

We understand how important it is to protect what matters most to you. But understanding what your family will need in the years to come is not always easy to gauge.

Helping you understand how much life insurance you need is the first step we take when forming your policy. We’ll follow the DIME formula as we help you calculate and create the best life insurance policy for your family:


This formula also applies if your family rents property. At The Foster Agency, we’ll review all of your present and future expenses in-depth. If you have young children who plan to go to college, we’ll help you map out a financial plan for them. We’ll also help you build a policy that provides your family with a steady and sustainable source of income.

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20 Bangor St Augusta, ME 04330

Business Hours

Monday-Friday: 8:30 AM - 4:00 PM
Closed Saturday & Sunday

Contact Us

Phone: 207-622-4646
Fax: 1-888-546-8801